So, long time since I last posted, and figured that this was going to be a small post about a little event that happened today at SunTrust in Clermont, FL. This is partially because the last time I made a blog post concerning the bank, I got a response. I'm not looking for a full response or explanation... but I'll say my peace and go from there.
I got paid by my parents on work that I did for them. This work was for their business, so the check was from a business account. This check was from SunTrust. I wanted to cash the check because this check I'd rather have in cash, rather than go across the street (literally, across Highway 50 was the UPS store that I could deposit the check into my USAA account for free, with no fees)... After I'd passed this SunTrust check to the SunTrust teller, and she had taken my personal information (Driver's License number), she stated there would be a $7 fee to cash the check ... the SunTrust check ... inside the SunTrust.... what?
The teller's response to my stating the above, was that check cashing places charge a fee. I understand check cashing places charging a fee, as it's not from an account that they can look at right there on their computer, so they're taking a risk at cashing it, and that fee is their risk cost. But a bank, cashing one of THEIR checks ... charging a fee?? The teller then stated that if I had an account, then I'd be able to avoid the fee and get other bonus'. I explained I used to have an account, and even still remembered the account number (seeing as I used to hand-write the account number when I was depositing checks at midnight-2am sometimes for a little over a year) ... I left because of some monkey business that was going on where they kept changing some fees and it wasn't pleasing.
The next time I go in, I suppose I'll just have to do the following: Attempt to cash the check, hear about the fee... state that I'd like to open an account right there, then deposit the check... which, seeing as it's from their own bank, the funds should be available instantly... then, once that was done, close the account and request for the account's balance... Oh hey... did I just cause you more trouble by making you create an account and then closing it, thus eliminating yet another account number from your system, additional paperwork for the creation process, and whatever else would happen. All to avoid this stupid $7 fee to cash YOUR OWN FARKING CHECK. Why oh why is it that I would have to do this to get cash, that YOU ALREADY HAD, and thus HAVE NO RISK to cash this check from your bank???
Tuesday, May 21, 2013
Subscribe to:
Comments (Atom)